| Mission Statement | Packets | Welcome Packet | Partner Packet |
Centre Region Model Investment Club of the Central
PA Chapter of BetterInvesting
The Centre Region Model Investment Club (CRMIC) meets on the second Monday of each month
(See Meeting Schedule
). The meetings are held
at South Hills School of Business and Technology at
CRMIC is comprised of individuals who come together for monthly meetings to learn and practice sound investing principles. The meetings are open to anyone who wants to learn more about investing, observe an interactive educational model investment club, analyze companies, and manage a stock portfolio. For more information about the Club's purpose, see CRMIC’s mission statement.
A February 2011 article in the Centre Daily Times provides more background and information on the club.
The Club follows and practices the BetterInvesting (BI) philosophy of investing. Information about BetterInvesting is available at http://www.BetterInvesting.org.
CRMIC is sponsored by the Central PA Chapter of BetterInvesting. Click here to review the chapter's latest newsletter.
A Welcome Letter from the President of CRMIC explaining what is expected from a partner can be downloaded here.
Click here for the History and Purpose of CRMIC and for Information about Joining CRMIC.
A guest is eligible to apply for membership into CRMIC after visiting the club for two meetings. Before applying for membership, read "Things to Do before Joining the Centre Region model Investment Club (CRMIC)"
For more information about CRMIC, you may contact a representative at cr20mic@aol.com or phone 814-234-8775.
Another website of interest is http://www.iclub.com. ICLUB develops software used by many investment clubs.Stock to Study: A stock is chosen for study at each monthly CRMIC
meeting. A club member analyzes the
stock in depth and presents his/her research at the meeting usually as a
PowerPoint presentation. A Stock
Study Form using BetterInvesting software is also included as
part of the stock analysis. (An
indepth description of the Stock Study Form is presented in the Partner Packet. ) Qualcomm,Inc was the stock to study for May 2012. The
PowerPoint presentation, Stock Study Form (PDF document), and
financial ratios (PDF document) for Qualcomm can be downloaded here.
The June 2012 Stock to Study is Waste Connections, Inc. The 2011 Annual Report for Waste Connections is available here as a PDF document.
Click here for a link to Waste Connections' investor relations page.
Future Investment Webinars
These introductory classes are open to
BetterInvesting members and non-members, so be sure to pass this information on to friends, colleagues or
family members who might be interested in learning about investing.
Future Investment Education Event Saturday, May 19, 2012, 9:00 am - 12 noon Cost:
$30 Pre-registration
is required. You can register by contacting John Diercks at 814-234-8775, jwdiercks@aol.com or by mail
to Central
PA Chapter NAIC 1017 Crabapple Drive State College,
PA 16801 Please
include your email address and home address / phone number. Stock screening is a powerful tool to help
investors find companies worthy of further study. Stock Prospector enables investors to search
through the OPS database for companies that meet pre-selected criteria such as: sales growth
history, earnings growth history, projected sales growth, projected earnings growth, S&P rating,
debt/equity ratio, ROE rating, and many more. It is important to understand that screening is
only a starting point which must be followed by solid analysis of the companies discovered.
In this class, you will learn how to use Stock Prospector to eliminate companies from consideration
that do not satisfy your minimum requirements. This will save many hours of time that would
otherwise be wasted researching sub-par companies.
Future Investment Webinar Dividends -- The Forgotten Profit Maker (Sponsored
by the Central PA Chapter of BI)
200 ATEC Building, Central Penn College, Summerdale, PA
Wednesday, June 20, 2012, 7:30 - 9:00 pm
Webinar, see future emails for information.
Cost:
$10
Pre-registration
is required. You can register by contacting John Diercks at 814-234-8775, jwdiercks@aol.com or mail
a check to
Central
PA Chapter NAIC
1017 Crabapple Drive
State College,
PA 16801
Please
include your email address and home address / phone number.
You will learn the pros and cons of investing
in common and preferred stocks in addition to many other poorly understood investment vehicles that offer
high rates of return at relatively low risk. The webinar will cover basic definitions, review stocks from
a dividend perspective on a stock study form, show the impact of dividends and the growth of dividends on
the rate of return for investors, and show the importance of cash flow from operations on the ability of a
company to pay and grow dividends. Finally, little known, high-yielding investments available across the
border in Canada will be introduced as a way to diversify into foreign dividend-paying equities.
Future Investment Webinar
Wednesday, July 18, 2012, 7:30 pm - 9:00 pm
Webinar, see future emails for information.
Cost:
$10
Pre-registration
is required. You can register by contacting John Diercks at 814-234-8775, jwdiercks@aol.com or mail
a check to
Central
PA Chapter NAIC
1017 Crabapple Drive
State College,
PA 16801
Please
include your email address and home address / phone number.
Investors seldom use annual reports for their
maximum value. Learn how to find key information with little effort in these often boring reports.
Investigate the major sections of an annual report, what important items to isolate in each section, and
the importance for stock studies. The webinar will include a discussion on the importance of financial
statements in analyzing the financial health of a company.
Future Investment Webinar
Saturday, August 18, 9:00 am to 11 am
Webinar, see future emails for information.
Cost:
$10
Pre-registration is required. You can register by contacting John Diercks at 814-234-8775, jwdiercks@aol.com, or mail a check to
Central
PA Chapter NAIC
1017 Crabapple Drive
State College,
PA 16801
Please
include your email address and home address / phone number.
This webinar will introduce investors to the
financial reports of a company. These reports show the financial condition of a company and whether
the company is making money. The webinar will give meaning to the numbers and how these numbers relate
to each other. We will also examine the income statement and balance sheet in detail through the
introduction of key financial ratios. Finally, we will learn how the statement of cash flow bridges
these reports. This webinar is for novice investors as well as more savvy investors.
Acknowledgments:
- The CRMIC website was the former All Clubs Exchange (ACE) website. The current CRMIC website was updated on May 12, 2008.
- Peg Dobrinska, owner of the Statecollegecentral.com website, housed the former All Clubs Exchange (ACE) website for five years.
- The ACE website was created by a committee of four. The committee was chaired by Donna H. Diercks and consisted of the following members: Susan Butts, V. Star Campbell, and Lalita Patil.
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one's personal use. It is not intended to be released for publication. Neither
BetterInvesting nor the presenters of this material are responsible for its
contents nor guarantee the accuracy of the information contained herein.
The presenters disclaim any responsibility for any liability incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this website.
interested investors have visited the Centre Region Model Investment Club website
since May 22, 2008.
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