| Mission Statement | Packets | Welcome Packet | Partner Packet |
Centre Region Model Investment Club of the Central
PA Chapter of BetterInvesting
The Centre Region Model Investment Club (CRMIC) meets on the second Monday of each month
(See Meeting Schedule
). The meetings are held
at South Hills School of Business and Technology at
CRMIC is comprised of individuals who come together for monthly meetings to learn and practice sound investing principles. The meetings are open to anyone who wants to learn more about investing, observe an interactive educational model investment club, analyze companies, and manage a stock portfolio. For more information about the Club's purpose, see CRMIC’s mission statement.
The Club follows and practices the BetterInvesting (BI) philosophy of investing. Information about BetterInvesting is available at http://www.BetterInvesting.org.
CRMIC is sponsored by the Central PA Chapter of BetterInvesting. Click here to review the chapter's latest newsletter.
A Welcome Letter from the President of CRMIC explaining what is expected from a partner can be downloaded here.
Click here for the History and Purpose of CRMIC and for Information about Joining CRMIC.
A guest is eligible to apply for membership into CRMIC after visiting the club for two meetings. Before applying for membership, read "Things to Do before Joining the Centre Region model Investment Club (CRMIC)"
For more information about CRMIC, you may contact a representative at cr20mic@aol.com or phone 814-234-8775.
Another website of interest is http://www.iclub.com. ICLUB develops software used by many investment clubs.Stock to Study: A stock is chosen for study at each monthly CRMIC
meeting. A club member analyzes the
stock in depth and presents his/her research at the meeting usually as a
PowerPoint presentation. A Stock
Study Form using BetterInvesting software is also included as
part of the stock analysis. (An
indepth description of the Stock Study Form is presented in the Partner Packet. ) J.M. Smuckers was the stock to study for July 2010. The
PowerPoint presentation, Stock Study Form (PDF document), and
financial ratios (PDF document) for J.M. Smuckers can be downloaded here.
The August 2010 Stock to Study is Aecom Technology. The 2009 annual report for Aecom Technology is available here as a PDF document.
Click here for a link to Aecom Technology's investor relations page.
Future Investment Workshop January 15, 2011, 9:00 am to noon Cost:
$30 Pre-registration
is required. You can register by contacting Jerry Addleman at 717-891-4742, jsaddleman@comcast.net or mail
a check to Central
PA Chapter NAIC 2442 Berkshire Lane Dover,
PA 17315 Please
include your email address and home address / phone number. This three-hour interactive session will teach attendees
how to be an effective treasurer for an investment club. We will review: treasurer duties, accounting systems,
bank/broker relationships, record keeping, withdrawals, annual events including audit, year-end closing, IRS and
PA State tax reporting, help resources, and transaction demonstrations.
If time permits, we will demonstrate stock splits, reverse splits, ex-dividend dates, and correcting entries.
Future Investment Workshop Mutual Fund Workshop (Sponsored
by the Central PA Chapter of BI) 28 August 2010, 9:00 am to noon Cost:
$30 Pre-registration
is required. You can register by contacting Jerry Addleman at 717-891-4742, jsaddleman@comcast.net or mail
a check to Central
PA Chapter NAIC 2442 Berkshire Lane Dover,
PA 17315 Please
include your email address and home address / phone number. The course will present the basics of mutual fund
investing, including a description of mutual funds, what to consider when investing in a mutual fund, how to
compare individual mutual funds for investment, and the many types of mutual funds available for investment to
meet an individual’s financial objectives. The course will also include a laboratory exercise using
BetterInvesting tools for analyzing equity mutual funds. Bring a pencil and a calculator.
Future Investment Workshop
Room 200, ATEC Building, Central Penn College, Summerdale, PA
Room 200, ATEC Building, Central Penn College, Summerdale, PA
July 24, 2010
Room 200, ATEC Building, Central Penn College, Summerdale, PA, 9:00 am to noon
Cost:
$30
Pre-registration
is required. You can register by contacting Jerry Addleman at 717-891-4742, jsaddleman@comcast.net or mail
a check to
Central
PA Chapter NAIC
2442 Berkshire Lane
Dover,
PA 17315
Please
include your email address and home address / phone number.
In the current financial crisis are you concerned about
providing for future needs such as retirement, college education, and more? Have you found that savings
accounts, CDs, etc. provide stability but not the required long term growth provided by stocks?
This may seem like a strange start to a long term investment program to address your goals. However, keep in
mind the history of recoveries which makes this a good time to start. More importantly, there is an alternate
and underutilized approach to investing called Dividend Reinvesting Plans – DRIP. It allows starting small,
and with regular additions, will carry you through the downturns. As an example, $7,450 invested on a monthly
over the last 12+ years in Exxon Mobile became $15,000 despite a drop of $1,700 in 2008. That includes the
downturn of 2001-2003 and through the end of 2008.
Future Investment Workshop
September 2, 9, 16, 23, 2010
Room 200, ATEC Building, Central Penn College, Summerdale, PA, 7 - 9:30 pm
Cost:
$40
Pre-registration
is required. You can register by contacting Jerry Addleman at 717-891-4742, jsaddleman@comcast.net or mail
a check to
Central
PA Chapter NAIC
2442 Berkshire Lane
Dover,
PA 17315
Please
include your email address and home address / phone number.
Four week hands-on course on Stock Market investing
using BetterInvesting principles and tools to evaluate stocks. One page analysis of a stock using Value Line,
Stock Selection Guide, Stock Comparison Guide, and options for building a diversified portfolio with small
investmentswill be presented. Topics include setting up Toolkit's Options and Preferences, interfacing with
and using databases from BetterInvesting's S&P Data Service, and using the numerous tools that come with the
software. Operations, features, and the different screens will be demonstrated and discussed. Topics include
judgment in each SSG section with numerous examples, advanced judgment for estimating sales and EPS growth rates
including how to use the preferred procedure, sustainable growth and finding trends in the PERT graph, guidelines
for picking high and low P/E ratios, forecast high and low EPS, and future low price. Stock Selection Guide
manual is included. Students are encouraged to bring their laptops with the Toolkit software loaded on it.
Acknowledgments:
- The CRMIC website was the former All Clubs Exchange (ACE) website. The current CRMIC website was updated on May 12, 2008.
- Peg Dobrinska, owner of the Statecollegecentral.com website, housed the former All Clubs Exchange (ACE) website for five years.
- The ACE website was created by a committee of four. The committee was chaired by Donna H. Diercks and consisted of the following members: Susan Butts, V. Star Campbell, and Lalita Patil.
DISCLAIMER
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to be used for educational purposes and is not to be reproduced other than for
one's personal use. It is not intended to be released for publication. Neither
BetterInvesting nor the presenters of this material are responsible for its
contents nor guarantee the accuracy of the information contained herein.
The presenters disclaim any responsibility for any liability incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this website.
interested investors have visited the Centre Region Model Investment Club website
since May 22, 2008.
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